Remark to the editors

To the editor,

On behalf of MIT Medical, I’m writing in response to the opinion article that appeared in The Tech October 28 subject (“A $ 6,000 Invoice and Insufficient Protection: How MIT Well being Insurance coverage Fails Graduates”).

We offer aggressive and reasonably priced well being and dental insurance coverage for our doctoral college students, present beneficiant help to college students in medical and different monetary difficulties, and work with college students to enhance our medical care.

First, MIT prides itself on providing complete medical insurance to its PhD college students, the premiums of that are very low cost in comparison with these of our peer institutes, a lot much less on the open market. Our costs for particular person college students or for college students and their companions are the identical or cheaper than these of colleagues like Brown, Yale, Harvard, Dartmouth and Stanford. MIT’s tariffs for plans with spouses and youngsters are considerably decrease than these of rivals – typically by half – and our household plans are practically two-thirds cheaper.

College students even have a number of different insurance coverage choices obtainable. Some select to forego the scholar prolonged insurance coverage plan annually. Those that achieve this can select plans from the Massachusetts Well being Connector, discover different non-public insurance coverage, or be a part of plans via partner, accomplice, or guardian.

Second, MIT offers many varieties of emergency monetary help to graduate college students who discover themselves in monetary want, whether or not as a result of medical or different bills. Because the pandemic started, the Miller Fund has accepted practically $ 21,000 in help to assist college students with their medical bills.

As well as, doctoral college students have entry to short-term emergency funds (for one-off, one-off emergencies), long-term monetary hardship funding for doctoral college students and needs-blind grants for doctoral college students with kids. Previously 12 months and a half, MIT has supplied short-term funding of $ 510,000 to 325 college students. In its closing educational 12 months, MIT distributed $ 79,000 in long-term hardship funds to 10 college students and $ 230,000 in dependent youngster scholarships to 99 college students.

In spite of everything, at MIT Medical we’re all the time obtainable for scholar considerations. In actual fact, one of many instances cited in final week’s assertion is a superb instance of MIT Medical’s collaboration with college students to realize expanded entry to well being care: previous to 2019, PhD college students outdoors of MIT Medical obtained 12 remedy periods per 12 months, earlier than a $ 25 co-payment per session was utilized. An affected scholar raised a priority to MIT Medical within the fall of 2019, and we instantly entered right into a dialogue with a gaggle of PhD college students about bettering the advantages. Collectively we labored to enhance the medical plan to extend protection to our present 52 remedy periods per 12 months.

We proceed to encourage all college students to search out out extra about their medical insurance advantages and choices, and are all the time obtainable to reply questions from college students.

Cecilia Stuopis, MD
Medical Director, MIT Medical

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